Whining About Being Unemployed

by Ben Hoffman

An article in the Denver Post this morning — Minority leaders call for response to racial disparity in unemployment rate — got me thinking about the times I’ve been unemployed. I don’t think there was ever a time when I wasn’t working. There were just times when I wasn’t getting paid for the work I was doing.

Times of unemployment are opportunities to learn new skills or improve on existing ones. When the economy is in a slump, those are good times to go back to school. While college is expensive, there are grants and scholarships that can help pay tuition. And a college degree is an investment will almost always yield positive returns.

I was talking to an unemployed young man a few days ago who asked me if I had any work that he could do. He complained that there were no jobs out there. I am looking for help, but as an owner of a small business, I can’t just hire people for the hell of it. I needed highly skilled people and he didn’t have any marketable skills. So I just wished him luck. Luck is the only thing that is going to get an unskilled person a job in this economy. People with marketable skills can find work if they try hard enough.

But back to the Denver Post article…

“The times require that the federal government step in and provide temporary employment opportunities,” said Rep. Emanuel Cleaver, D-Mo., chairman of the Congressional Black Caucus’ jobs task force. “Not Social Security payments, not one-time checks, but jobs where people get up in the morning and go to work.”

It’s that kind of attitude that gives government a bad name. The government can’t and shouldn’t just create jobs out of thin air. There is work that needs to be performed by the government, but most work is done by private companies. Most government projects use private companies to do the actual work.

“We can’t just go back to the economy of three to four years ago when African-Americans suffered perennial unemployment rates that were consistently twice that of whites,” said Ben Jealous, chief executive of the NAACP.

Why has black unemployment been so much higher than that of whites? One of the main reasons is education. Especially in this information age, unless you have a college degree, you’re probably not going to be able to find a decent paying job, if you can find one at all. And there’s a huge disparity between whites and blacks when it comes to higher education.

Westminster resident Sydney Hobbs, who is black, lost his job working at a Goodwill warehouse in November. He has put out several dozen resumes for warehouse jobs and electrician apprenticeships but hasn’t gotten any responses. In recent weeks, he visited the Denver Workforce Center on Speer Boulevard downtown, which helps people search for jobs.

“Companies aren’t hiring, but they say, ‘Send in a resume,’ ” said Hobbs, 50, who is married with two children. “Hopefully, things will get better soon.”

Hobbs is considering renewing his lapsed commercial driver’s license and looking for work driving a delivery truck. He’s worried about losing his family’s apartment.

Hobbs is just “considering” renewing his commercial driver’s license? What the hell is he waiting for? To find work, you have to be proactive. You have to make your own luck, which means getting marketable skills, going to school, learning a trade, finding out what skills are in demand…

“We are calling for the government to create jobs for Latinos, but the policies enacted so far have not done enough to help these workers,” Janet Murgía, chief executive of the National Council of La Raza, said during a teleconference on Friday.

If you go into almost any motor vehicle bureau in the Denver area, you’d be hard pressed to find a white person working there. The government often uses affirmative action hiring to help minorities, as do many large corporations that receive government contracts. There is also financial aid available to minorities that are not dependent on income, meaning middle class blacks or Hispanics can get financial aid not available to poor whites.

“It’s a really hard economy and really hard market right now,” said Smith-Duran, who has a master’s degree in social work. “I was in tears for a bit after losing that job, but I was able to regroup and go on.”

A master’s degree in social work? Basically, that’s a degree to help poor people, and there’s not a whole lot of money or career opportunities in that field other than teaching or working for the government.

People who feel victimized by society are always going to be left behind. They feel helpless to do anything about their problems and therefore, don’t even try. After all, it’s not their fault. More than anything, it’s that attitude that needs to change.

Read the full article here.

Tags:

58 Comments to “Whining About Being Unemployed”

  1. Mr. Hoffman,

    I really tried, but could not find anything I could disagree with. A first.

    • I am unemployed, unskilled, over 50, broke, and unable to get college financial aid or job training. I have occasional access to free internet (e.g. library) but not dedicated or regular access).

      How can I get ahead?

      • How could you live 50 years without getting any skills? Haven’t you ever tried to better yourself?

      • Terry

        Have you ever tried doing temp work? Skilled or unskilled. Manpower has lots of unskilled jobs, although these days it may be harder to get hired. I know many instances of where someone took a temporary job and ended up being hired full time.

  2. Great post.

  3. Ben. You DID it! You looked past the Disney Bluebirds and glimpsed into reality. And saw that an unqualified dude isn’t worth hiring at the going rate.

    While I am pleased at the Epiphany, I am a little chagrined that it wasn’t until it was YOU doing the hiring and paying until you joined us. If what we are saying makes sense when it’s your business, why would much of all else we say not offer the same truths?

    Why has black unemployment been so much higher than that of whites?

    The minimum wage. By creating a barrier to hiring, it keeps so many people off the rolls of employers. Especially young unskilled workers. They start life broke, lose valuable time learning workplace skills and traits and further are tempted by crime.

    If you were free to negotiate with your out of work acquaintance, do you think you could have struck upon an arrangement that would have satisfied your cost prohibitions and his cash requirements?

    But in general, FANTASTIC post. Thanks for joining the movement.

    • [While I am pleased at the Epiphany, I am a little chagrined that it wasn’t until it was YOU doing the hiring and paying until you joined us.]

      Sorry to burst your bubble, but I haven’t joined right-wingers. While I don’t agree with the liberal welfare state and the concept that certain people are disadvantaged, I don’t agree with any part of the Republican ideology. Republican policies have destroyed our country by putting us deep in debt and by putting corporate interests way above those of the middle class.

      I guess that’s what it comes down to. Democrats are for helping the lower and middle class and Republicans are for helping the upper class at the expense of the middle class.

      I’m for helping the middle class and for helping the lower class move into the middle class.

      • Sorry to burst your bubble, but I haven’t joined right-wingers

        Damn!

        I don’t agree with any part of the Republican ideology.

        Hmm, Liberty loving conservatives often don’t agree with Republicans. We agree with Democrats even less, however.

        Republican policies have destroyed our country by putting us deep in debt and by putting corporate interests way above those of the middle class.

        Jeez. There ya go again. It;s like you didn’t even read what you wrote!

        and for helping the lower class move into the middle class.

        No your not. If you were, you would have hired that no skill guy just cause he “deserved” it. What you ARE for is creating a system where the lower class can help themselves.

        Again, you are only willing to donate to help these people if you can force ME to do it too. Otherwise you just don’t donate–ahh, umm, hire ’em.

      • [and for helping the lower class move into the middle class.

        No your not. If you were, you would have hired that no skill guy just cause he “deserved” it. What you ARE for is creating a system where the lower class can help themselves.]

        No, I’m for helping that guy develop the skills that would have given me reason to hire him. Charity destroys a person’s self-esteem, but if you give a person a sense of self-efficacy, they lose that victim mentality and become productive members of society. They also are less likely to commit crimes or engage in other self-destructive behaviors.

      • I’m for helping that guy develop the skills that would have given me reason to hire him.

        Again, no you’re not. If you were, you would have worked out an arrangement that would have helped him attain those skills; you, being the greedy business owner, just didn’t hire him.

        Charity destroys a person’s self-esteem, but if you give a person a sense of self-efficacy, they lose that victim mentality and become productive members of society.

        I know. This is why I want to get get rid of the minimum wage and end unemployment benefits much much sooner. Welfare too.

        They also are less likely to commit crimes or engage in other self-destructive behaviors.

        You prolly will never become a Republican [that’s fine, the team mentality is ugly] but you are much much more conservative than you would care to admit.

      • [You prolly will never become a Republican [that’s fine, the team mentality is ugly] but you are much much more conservative than you would care to admit.]

        I have news for you… I was registered Republican from 1978-2004. 🙂

      • I was registered Republican from 1978-2004. 🙂

        See. I KNEW you had it in ya.. I don’t blame ya for jumpin’ ship, Repubs can be tough to take. But having a good ol’ American Value Conservative streak in ya–good stuff.

      • I consider myself an Eisenhower conservative, which makes me a Democrat.

      • which makes me a Democrat.

        Oh. Then we’re back to you being a greedy corporate hack for not hiring someone who clearly needs a job.

        Does being an Eisenhower Republican mean that you only want OTHER people to be Liberal but YOU get to be Conservative?

      • [Oh. Then we’re back to you being a greedy corporate hack for not hiring someone who clearly needs a job.]

        Corporate hack? I’m a freelance programmer. 🙂

      • [I consider myself an Eisenhower conservative, which makes me a Democrat]

        On domestic policy, my own liberalism puts me in the Nixon camp – except for that racism part. On domestic policy, he was close to where I am.

        He may not have been Johnson, but he was not even close to Reagan.

  4. Mr. Hoffman,

    ” I have news for you… I was registered Republican from 1978-2004. 🙂 ”

    I HAVE to ask . Did you have a Rino horn growing out of your forehead ? 🙂

    • Well, I voted for Clinton both times and Al Gore, but I did vote for the Republican governor of Colorado, Bill Owens. I’ve always tried to vote for the best candidate rather than just voting party lines.

  5. OMG ben, all this lovey huggy stuff with the cons may make me have to stop reading you. LOL.

    You should always hire, fire and promote based on NOTHING but character, skill and performance. Color should never be a factor either way.

    Now, that being said, a criteria I left out was potential. Someone who has the ability to rise, and hasn’t yet been tapped out or molded in a too specific manner needs to count for something too.

    However, there can be no denying that there has been, and unfortunatly still is, a bias in this country that works against minorities, especially blacks.
    Pino,
    Dropping the minimum wage won’t do anything to help pay day care for dependent children of these workers. Lowering the minimum wage only insures that more money stays at the top and that low-income earners don’t have enough to buy anything but essentials and thereby hurting the economy. Think of all the movie theatre workers and that vertical industry, the fast food, the CDs and MP3s… the small things that people buy that they can’t when they can’t even make the rent. Consumate capitalist Henry Ford understood that the workforce is also the market.

    Can you imagine, as an adult, making 7.25 an hour? That’s $290 per week my friend. You’re talking about lowering it even more? Maybe we can compromise and have a minimum wage for people under the age of 18 and a higher one for older folks?

    • [Now, that being said, a criteria I left out was potential. Someone who has the ability to rise, and hasn’t yet been tapped out or molded in a too specific manner needs to count for something too.]

      That’s true but it’s complicated. Somebody might be smart and full of potential, but if he (or she) was raised in an abusive environment, his sense of self-efficacy is going to be low. Also, he’s probably not going to have the basic education necessary to get into a college, he’s going to be more likely to be in a gang and be involved in crime and aggressive behavior just to survive in his neighborhood.

      Someone who has potential and desire should be able to get ahead, even if he is of low socioeconomic status. That person should receive a helping hand from the government — not a hand out, but help getting training or higher education. Society as a whole benefits from those kinds of programs.

      • That person should receive a helping hand from the government

        That confirms it. You want everyone else to be Liberal. You want to remain conservative.

        Why don’t YOU give this kid a helping hand?

      • [That confirms it. You want everyone else to be Liberal. You want to remain conservative.]

        No, I’m all for helping people go to college or get other training. I don’t mind paying a little more in taxes so other people can go to college. You know, “teach a man to fish…”

        See, conservatives don’t want to help people learn to fish, they want to outsource all the fishing jobs to China and Sri Lanka, and then call everybody on welfare lazy because they won’t go out and fish.

    • [Maybe we can compromise and have a minimum wage for people under the age of 18 and a higher one for older folks?]

      That’s a good idea; a good case could be made, although I don’t see a lot of social value in it. Kids would become accustomed to the two tier wage system pretty quickly.

      Over 18? Abandoning the minimum wage would condemn an entire class of people to permanent underclass status.Many of them are there now but have hope that they might climb up and improve their lives. Not all, some.

      As it’s said, the poor will always be with us. And that puts a responsiblity on us – not for the unwilling, but for the unable.

  6. Dropping the minimum wage won’t do anything to help pay day care for dependent children of these workers.

    Given that they aren’t working now, I fail to see how that is relevant.

    Lowering the minimum wage only insures that more money stays at the top and that low-income earners don’t have enough to buy anything but essentials and thereby hurting the economy.

    Unless lemonade at the lemonade stand becomes cheaper.

    Think of all the movie theatre workers and that vertical industry,

    All kidding aside, I was just at the movies. Dood couldn’t get my order straight, I had tgo tell him THREE times. Then, with the help of a register that displays the change, he couldn’t count back the correct amount. I had to explain it to him and even then he was bewildered. There is simply no reason he deserved to be paid $7.25.

    Can you imagine, as an adult, making 7.25 an hour?

    No. No I can’t. Which is why I work hard to give myself the best chance possible to make more. Now, luckily, most adults don’t make minimum wage. Most of the people making minimum wage live with families whose household income is near 40-50k a year.

    Whew 😉

    Maybe we can compromise and have a minimum wage for people under the age of 18 and a higher one for older folks?

    Bless you! THAT is a fantastic idea! I would be happy to meet you half way. Might I suggest that instead of using age as the barrier, we use household income? My mother, 67 years old, would like to work part time somewhere–think Walmart greeter. She has no skills worth $7.25 an hour. Plus, she’s not in it for the money. She wants to get out of the house and socialize. She would be happy with free coffee and a DVD once a week. But yes. That is a valid compromise.

    • [Maybe we can compromise and have a minimum wage for people under the age of 18 and a higher one for older folks?]

      They had that when I was a kid. My first job was washing dishes for $2.35 an hour. It was just enough to pay for gas to get back and forth to work. Adjusted for inflation, that would be $10.15 an hour in today’s dollars. I’d say $7.25 isn’t unreasonable for a minimum wage.

      • My first job was washing dishes for $2.35 an hour.

        The minimum wage was never $2.35. But that puts you at about 1977 time frame.

        It was just enough to pay for gas to get back and forth to work.

        Gas back then was about $2.25 a gallon. So, using your logic, the minimum wage should be south of $2.60. I think that’s prolly too high, but I’m willing to begin negotiations there and go lower.

        No wonder you voted for Clinton and Gore.

        I’d say $7.25 isn’t unreasonable for a minimum wage.

        Unless you are hiring. Then it’s too much to pay someone who doesn’t meet your skill requirement. Again, Liberalism for others, Conservatism for your greedy corporate self.

      • [The minimum wage was never $2.35. But that puts you at about 1977 time frame.]

        It was if you were under 18. It actually might have been $2.15 an hour, and it was around ’74 or ’75. I think gas was about 90 cents a gallon.

        One thing about having sh*t jobs that don’t pay squat… it gives you motivation to develop some skills.

        [Then it’s too much to pay someone who doesn’t meet your skill requirement.]

        I pay $30 an hour for specific skills. If the person doesn’t have those skills, I don’t have any need to hire him.

      • One thing about having sh*t jobs that don’t pay squat… it gives you motivation to develop some skills.

        There are many good things about having a sh&t job:

        1. Allows people with no real skills to get some.
        2. Begins teaching the very young about responsibility and the work place.
        3. Allows for industries that have little margin to actually function and provide a service they might not otherwise be able to.
        4. It bends the curve. A person becomes a provider not a dependent.

        It really is a travesty that the minimum wage laws are keeping so many people who would otherwise work, on the sidelines. This is why many conservative economists feel certain segments of our population never are able to obtain mobility; they simply don’t have the initial skills to break the $7.55 barrier. And because of that, they never begin that skill enhancement journey that the rest of us started when we were [in my case] 10. LOL. I still remember the paper route my dad got me when I was 10. The lawn mower he bought me when I was 14. And the pizza shack application he got for me when I was 16.

      • [I still remember the paper route my dad got me when I was 10. The lawn mower he bought me when I was 14. And the pizza shack application he got for me when I was 16.]

        So you had your daddy holding your hand to get you started. 🙂 Just kidding. See, your father cared enough about you to teach you the value of work. What happens with these kids who grow up in slums, often without a father? They don’t learn a work ethic or the value of education, so they’re pretty much screwed.

  7. Mr. Hoffman,

    ” What happens with these kids who grow up in slums, often without a father? They don’t learn a work ethic or the value of education, so they’re pretty much screwed. ”

    Now wouldn’t opportunity to work and build work experience be better than welfare and unemployment ? Once you get on the ladder, you have a chance to rise, right ?

    The Bronx would be a good example of what you are talking about. In the Bronx is the Eighth Regiment Armory. A vacant brick monstrosity. A group of evil capitalists wanted to convert this in to a shopping mall.

    This would have created thousands of starter retail jobs for youths in the Bronx, who currently have zero opportunity. There would have also been a thousand well paying construction jobs temporarily created.

    Guess what happened ? The Bronx delegation to City Council killed the project by demanding $10 per hour, plus benefits for all mall jobs . Thank you Bronx Borough President Diaz . ” The notion that any job is better than no job no longer applies. ”

    Permanent unemployment is better than ever getting an entry level position and working your way up.

    • Nobody can live in N.Y. on $7.50 an hour so they’d have to commute and spend a good part of their income on transportation. When you’re working full time and still not able to pay the bills, that’s got to be frustrating as hell and could make a person turn to crime.

  8. Ben, you hit a home run. Or, in your case, you served up an ace. A good common sense, non-partisan, commentary on the subject.

  9. Mr. Hoffman,

    ” Nobody can live in N.Y. on $7.50 an hour so they’d have to commute and spend a good part of their income on transportation. ”

    You are obviously far more informed about these things than I am, so I humbly ask you to clear up the confusion your statement has caused me .

    If even a youth living in the Bronx cannot possibly live on $ 7.50 per hour, how are people who don’t work and in some cases have never worked, living on $00.00 per hour ?

    • [how are people who don’t work and in some cases have never worked, living on $00.00 per hour ?]

      Just a few possible answers: selling crack, robbing people, stealing, burglarizing homes… People get desperate when they don’t have any money.

  10. “There will always be crime whenever one man has more than he needs and another does not have enough”

  11. Mr. Hoffman,

    ” Just a few possible answers: selling crack, robbing people, stealing, burglarizing homes… People get desperate when they don’t have any money. ”

    And they would be doing that also, if they had $ 7.50 per hour jobs ?

    • I am unemployed, unskilled, over 50, broke, and unable to get college financial aid or job training. I have occasional access to free internet (e.g. library) but not dedicated or regular access).

      How can I get ahead?

      Terry

      • I am unemployed, unskilled, over 50, broke, and unable to get college financial aid or job training. I have occasional access to free internet (e.g. library) but not dedicated or regular access).

        How can I get ahead?

        The links below will cause me to hit the filter, so I removed the w-w-w. in front. Just copy the links as is and paste them in your browser.

        Try this:

        entrepreneurs.about.com/od/homebasedbusiness/ht/amazonaffiliate.htm

        Read this:

        ehow.com/how_2254361_make-money-internet.html

        If all else fails, go here:

        lmgtfy.com/?q=proofread+for+money

  12. Well, I wouldn’t suggest selling crack. Do you have a car? If so, while it may seem demeaning, delivering pizza or large catering orders for restaurants actaully makes pretty good money. And they are usually always hiring. It’s honest work and helps til something better comes along.

  13. Nope, I no longer have a car, can’t afford one. And I don’t consider delivering pizzas demeaning, I did it many years ago and was extremely good at it.

    And I no longer have a license because several years ago I was in hospital several months and my car (in my driveway) got a bunch of tickets because the tags were expired. I did not know about the tickets until they had racked up several hundred dollars of late fees and it was too late to contest them. The unpaid tickets resulted in a suspenses license which has not been resolved.

  14. Wow ben, that’s some tough love.

    • Well, the guy is complaining about not being able to find a job, yet he’s lived 50 years without learning any skills. He has no room to complain.

      The Democratic party has provided funding for higher education and training programs. You know… the teach a man to fish paradigm… While most manufacturing jobs have gone overseas (thanks mainly to Republican policies), this guy is old enough to have been able to get some entry level job and work his way up in a company.

      Lazy people should lose their right to complain.

      • Sorry, I have checked and there seems to be no higher education or training available to me. You see, I have a student loan in default, and therefore I cannot get any college financial aid. I am paying almost 10 percent of my poverty-level income on my student loan, but to get my loan out of default, I have to double that payment for nine consecutive months – until my income improves or my expenses decline, that doubvled payment is unlikely to happen. I have not yet found a college or training provider which does not require being paid up front; if you know of any, please let me know.

        I’m here waving my arms, I want to learn how to fish, where do I sign up?

  15. Not in disagreement about that. No car, no skills, no job. Course, I don’t know the rest of the story, but gonna be a tough hole to climb out of now. Up here we call the unemployment office division that helps find jobs the “Office of Workforce Development”

    • Maybe he’ll respond and give us the rest of the story. Maybe he has some kind of learning disability or something.

      • Don’t think I have a learning disability, I graduated high school with grades and test scores in the top five percent.

        Oh, and government unemployment offices are pretty useless for finding a job. They do not exist to help people find jobs, they exist as gatekeepers for the convenience opf employers.

        One time I went to my local unemployment office and found five jobs I wanted to apply for. (You write up to five job numbers on a form, and an employee interviews you to pre-screen applicants for employers.) So I gave them a form with five jobs I wanted to apply for, and they gave me ONE referral because they decided I was qualified for only one job.

        To give you a current (today) example, my state unemployment department lists three dishwasher jobs in my metro area. One is in a suburb not accessible by bus, and another one is a seven-week temporary job. My local Craigslist lists almost a dozen dishwasher jobs. Now you tell me which is a better source of jobs for an unskilled person?

  16. Have you checked the links pino was kind enough to provide? Have you applied for all the state and federal assistance you qualify for? Food stamps, welfare, SSI, etc? If they help you with the essentials, maybe you can make the student loan payments you need to. Were you in the service? GI bill? And I have to say, at 50, you are going to be better off with on the job training somewhere. Any place to work within walking distance? Bus service? Landscaping companies are going to be hiring now or very soon for the summer. It is a skilled trade, though it starts low, it’s a good job after a while. Turf management requires a license but no schooling, only home study.

    • Welfare is almost nonexistent for childless adults. Not eligible for welfare or SSI or even food stamps. I am eligible for subsidized housing but that is difficult yo get because the demand far exceeds the supply, and there are long waiting lists, which are closed about 98 percent of the time, so you can’t even walk in and get on the waiting list. I am on some waiting lists but that could be a long wait.

      And there is a lottery once in a blue moon to decide who gets on the Section 8 waiting list. The last Section 8 lottery here was in 2007, 8,000 people competed for 3,000 spots on the waiting list and I did not win, so I have to wait for the next Section 8 waiting list lottery which is not yet in sight.

      Now I doubt I could actually get a job in landscaping since my area has a lot of illegal aliens with landscaping businesses, and I know they’re not gonna hire an old gringo like me. And it’s hard to imagine anyone else hiring me for a landscaping job when there are thousands of people half my age competing for those jobs.

      • I doubt

        If you are serious, you better “know”.

        illegal aliens

        Do what they do. Offer to work for cash and under bid ’em.

        My last bit of advice. Identify your biggest need/expense. Like is it food or clothes or what? Then. Then go get a job doing ANYTHING for someone in that industry. When I was in school, I had two “needs”. Beer and women. I became a bartender. This also satisfied my food requirement; we had a menu.

        Find what ya wanna do, be creative in marketing yourself — I would often offer to work for free, an “internship” if you will for a number of days or weeks. Virtually every time I did this, they were impressed with the willingness and never took me up on the free labor thing.

        Good luck.

  17. p.s. checking out pino’s links, thanks

    • Terry, what are you interested in? You can learn get some background on some trades by just reading about them… For example, carpentry, plumbing, air conditioning and refrigeration, wood working, electrical repair, horticulture, landscaping, even computer programming and computer repair. Once you discover your aptitudes and interest, then you can narrow your search to find an entry level job.

      Don’t just settle for some crap job, even in this economy.

  18. Hey thanks, I just checked out the links, I’ve been thinking about this for a little while…I know exactly what I want to sell, and would like to sell it first on Amazon, and then I have a number of local outlets in mind.

    My first local outlets are stores owned by a former employer; I think he would like my idea and his high-volume stores would be a good place to sell.

    Next in mind I have a number of similar outlets in other parts of town.

    Finally I’m thinking of some innovative marketing in an emerging nontraditional market. This last one would require some capital for facilities, which I don’t need to sell through Amazon or existing stores.

    I don’t have home internet, which I consider my first hurdle. Once I have that, I can get started on Amazon.

  19. Terry,

    I will pass on using you for a political football, but boy was I tempted after Mr. Hoffman’s crack about Manufacturing and Republican policies .

    Besides having an unemployment problem, you also seem to have unrelated financial troubles.

    ” You see, I have a student loan in default, and therefore I cannot get any college financial aid. I am paying almost 10 percent of my poverty-level income on my student loan, but to get my loan out of default, I have to double that payment for nine consecutive months – until my income improves or my expenses decline, that doubvled payment is unlikely to happen. ”

    You say that you are unskilled . What education did you buy with your student loan ? You say you have poverty level income, yet you are unemployed, not on welfare . I assume your income then is unemployment payments ?

    My point is that you seem to have more to work on than just getting a job . Also even when the economy picks up, unless you find a way to drive, your situation won’t improve .

  20. I am earning a little money by buying stuff and reselling online. I have found a little niche where I have identified items I can buy cheap and resell at a profit. If I had more money plus home internet, I could buy more, sell more, and make more money. If I could earn enough working at home, I wouldn’t need to drive. If I coulkd earn enough at home AND get a pt job, I’d be able to afford to drive again.

    I bought some liberal arts education with my student loan. This also allowed me to get a half-time student job on campus which paid about $1 above minimum wage. Since I couldn’t afford law school and was unwilling to borrow the steep sum, I didn’t become a lawyer, and I ended up with no marketable skills.

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out /  Change )

Facebook photo

You are commenting using your Facebook account. Log Out /  Change )

Connecting to %s

%d bloggers like this: